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	<title>Comments for Cardigan Open Studios</title>
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	<link>http://www.cardiganopenstudios.org</link>
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	<lastBuildDate>Wed, 17 Aug 2011 18:12:59 +0000</lastBuildDate>
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		<title>Comment on Bad Credit  Auto Loan Refinance For You by spifiman1</title>
		<link>http://www.cardiganopenstudios.org/auto-refinance/bad-credit-auto-loan-refinance-for-you/comment-page-1#comment-163</link>
		<dc:creator>spifiman1</dc:creator>
		<pubDate>Wed, 17 Aug 2011 18:12:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/auto-refinance/bad-credit-auto-loan-refinance-for-you#comment-163</guid>
		<description>Lee you already asked this question a couple of hours ago and stated that you were with H.S.B.C. at a 16% rate.

16% is not a bad rate for your score, you just need to keep making the payments until you have at least 12-18 made as agreed on your credit and you should have no problem refinancing at a lower rate.

And by the way Centrix is out of business. Has been for months.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;Finance Manager for a car dealer for over 7-years.</description>
		<content:encoded><![CDATA[<p>Lee you already asked this question a couple of hours ago and stated that you were with H.S.B.C. at a 16% rate.</p>
<p>16% is not a bad rate for your score, you just need to keep making the payments until you have at least 12-18 made as agreed on your credit and you should have no problem refinancing at a lower rate.</p>
<p>And by the way Centrix is out of business. Has been for months.<br /><b>References : </b><br />Finance Manager for a car dealer for over 7-years.</p>
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		<title>Comment on Matchbox Cars &amp; Hot Wheels as Collectables by sunrise2sundown</title>
		<link>http://www.cardiganopenstudios.org/cars/matchbox-cars-hot-wheels-as-collectables/comment-page-1#comment-166</link>
		<dc:creator>sunrise2sundown</dc:creator>
		<pubDate>Wed, 17 Aug 2011 18:10:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/cars/matchbox-cars-hot-wheels-as-collectables#comment-166</guid>
		<description>Try Craigslist they have a collectible section&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Try Craigslist they have a collectible section<br /><b>References : </b></p>
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		<title>Comment on Bad Credit  Auto Loan Refinance For You by sexyturtle</title>
		<link>http://www.cardiganopenstudios.org/auto-refinance/bad-credit-auto-loan-refinance-for-you/comment-page-1#comment-162</link>
		<dc:creator>sexyturtle</dc:creator>
		<pubDate>Wed, 17 Aug 2011 18:10:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/auto-refinance/bad-credit-auto-loan-refinance-for-you#comment-162</guid>
		<description>Ask the dealer if they use Centrix Financial.  They are a sub-prime lender and assign the loan to a credit union.  Remember that with a score of 570, you will still have a very high interest rate.  Probably between 16-19%&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;personal experience</description>
		<content:encoded><![CDATA[<p>Ask the dealer if they use Centrix Financial.  They are a sub-prime lender and assign the loan to a credit union.  Remember that with a score of 570, you will still have a very high interest rate.  Probably between 16-19%<br /><b>References : </b><br />personal experience</p>
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		<title>Comment on Matchbox Cars &amp; Hot Wheels as Collectables by Zoey Moser</title>
		<link>http://www.cardiganopenstudios.org/cars/matchbox-cars-hot-wheels-as-collectables/comment-page-1#comment-165</link>
		<dc:creator>Zoey Moser</dc:creator>
		<pubDate>Wed, 17 Aug 2011 18:08:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/cars/matchbox-cars-hot-wheels-as-collectables#comment-165</guid>
		<description>Go to a pawn shop and sell them there. They&#039;ll buy anything if they can sell them again. :) good luck!&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Go to a pawn shop and sell them there. They&#8217;ll buy anything if they can sell them again. <img src='http://www.cardiganopenstudios.org/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  good luck!<br /><b>References : </b></p>
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		<title>Comment on Bad Credit  Auto Loan Refinance For You by iceman</title>
		<link>http://www.cardiganopenstudios.org/auto-refinance/bad-credit-auto-loan-refinance-for-you/comment-page-1#comment-161</link>
		<dc:creator>iceman</dc:creator>
		<pubDate>Wed, 17 Aug 2011 18:08:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/auto-refinance/bad-credit-auto-loan-refinance-for-you#comment-161</guid>
		<description>Normally with a score under 600 you will probably need to get money down on the car before they will give you a loan. Try getting at least 10% down on the car.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Normally with a score under 600 you will probably need to get money down on the car before they will give you a loan. Try getting at least 10% down on the car.<br /><b>References : </b></p>
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		<title>Comment on Matchbox Cars &amp; Hot Wheels as Collectables by Anonymous</title>
		<link>http://www.cardiganopenstudios.org/cars/matchbox-cars-hot-wheels-as-collectables/comment-page-1#comment-164</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Wed, 17 Aug 2011 13:06:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/cars/matchbox-cars-hot-wheels-as-collectables#comment-164</guid>
		<description>&lt;b&gt;How can I sell my collectible cars!?&lt;/b&gt;&lt;br&gt;I have Hot Wheels, Greenlights, Matchboxes, etc and I want to sell them! I live in a town where nobody is intersted in these kinda things. I CAN&#039;T SELL THEM ON EBAY! Is there any hobby shops or stores that buy those kinda things in PA?
</description>
		<content:encoded><![CDATA[<p><b>How can I sell my collectible cars!?</b><br />I have Hot Wheels, Greenlights, Matchboxes, etc and I want to sell them! I live in a town where nobody is intersted in these kinda things. I CAN&#8217;T SELL THEM ON EBAY! Is there any hobby shops or stores that buy those kinda things in PA?</p>
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		<title>Comment on Bad Credit  Auto Loan Refinance For You by K.C.</title>
		<link>http://www.cardiganopenstudios.org/auto-refinance/bad-credit-auto-loan-refinance-for-you/comment-page-1#comment-160</link>
		<dc:creator>K.C.</dc:creator>
		<pubDate>Wed, 17 Aug 2011 13:06:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/auto-refinance/bad-credit-auto-loan-refinance-for-you#comment-160</guid>
		<description>&lt;b&gt;What credit union will refinance a auto loan with credit score 570?&lt;/b&gt;&lt;br&gt;I am with Patelco credit union and you have practically jump thru hoops to do ANYTHING.  I can&#039;t even get a check card  without them runnin my credit report.  My account is in good standing.  Only reason I openned is to establish a relationship to get a loan, but if I can&#039;t get a check card what else can I do?
</description>
		<content:encoded><![CDATA[<p><b>What credit union will refinance a auto loan with credit score 570?</b><br />I am with Patelco credit union and you have practically jump thru hoops to do ANYTHING.  I can&#8217;t even get a check card  without them runnin my credit report.  My account is in good standing.  Only reason I openned is to establish a relationship to get a loan, but if I can&#8217;t get a check card what else can I do?</p>
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		<title>Comment on CARS???????????????????????????/? by Firebird</title>
		<link>http://www.cardiganopenstudios.org/cars/cars/comment-page-1#comment-12</link>
		<dc:creator>Firebird</dc:creator>
		<pubDate>Mon, 11 Jul 2011 21:51:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/cars/cars#comment-12</guid>
		<description>I am skeptical about the idea that new cars have fewer problems than used ones.  In fact, I flatly don&#039;t believe it.

However, the new ones are under warranty, so the dealer can monkey around with it a lot and you might not have to pay for it.

Give me a car with the bugs worked out any day.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>I am skeptical about the idea that new cars have fewer problems than used ones.  In fact, I flatly don&#8217;t believe it.</p>
<p>However, the new ones are under warranty, so the dealer can monkey around with it a lot and you might not have to pay for it.</p>
<p>Give me a car with the bugs worked out any day.<br /><b>References : </b></p>
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		<title>Comment on auto loan? by rukky y</title>
		<link>http://www.cardiganopenstudios.org/auto-loan/auto-loan/comment-page-1#comment-6</link>
		<dc:creator>rukky y</dc:creator>
		<pubDate>Mon, 11 Jul 2011 21:46:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/auto-loan/auto-loan#comment-6</guid>
		<description>When you need to get a new car, you do not need to take the loan that the dealer offers to you. While the loan may sometimes be a good deal - it is not necessarily the best. For you to save money, though, and get a better deal, simply follow the steps below
By: http://autoloancenter.blogspot.com&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;Tips For A Better Auto Loan</description>
		<content:encoded><![CDATA[<p>When you need to get a new car, you do not need to take the loan that the dealer offers to you. While the loan may sometimes be a good deal &#8211; it is not necessarily the best. For you to save money, though, and get a better deal, simply follow the steps below<br />
By: <a href="http://autoloancenter.blogspot.com" rel="nofollow">http://autoloancenter.blogspot.com</a><br /><b>References : </b><br />Tips For A Better Auto Loan</p>
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		<title>Comment on Auto refinance? by dkbehler</title>
		<link>http://www.cardiganopenstudios.org/auto-refinance/auto-refinance/comment-page-1#comment-8</link>
		<dc:creator>dkbehler</dc:creator>
		<pubDate>Mon, 11 Jul 2011 21:44:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cardiganopenstudios.org/auto-refinance/auto-refinance#comment-8</guid>
		<description>In a word, yes! It depends on the principal balance on your loan and the market value of your vehicle, but check around. If you type in auto refinance into Yahoo! you&#039;ll receive dozens of responses.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>In a word, yes! It depends on the principal balance on your loan and the market value of your vehicle, but check around. If you type in auto refinance into Yahoo! you&#8217;ll receive dozens of responses.<br /><b>References : </b></p>
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